Personal Deposit Rates

Basic Checking

  •  Rates Effective 04-30-2016
Minimum to Open Interest Rate Annual Percentage Yield Minimum Balance to Avoid Service Fees Monthly Service Fee if Below Minimum Balance Alert Me
$50 N/A N/A N/A N/A
View our Truth-In-Savings disclosure for additional information.

eChecking

  •  Rates effective 04-30-2016
Minimum to Open Interest Rate Annual Percentage Yield Minimum Balance to Avoid Service Fees Monthly Service Fee if Below Minimum Balance Alert Me
$50 N/A N/A N/A N/A
You must enroll in eStatements within the first 30 days of account opening or conversion. If you do not enroll, or if you subsequently discontinue eStatements after commitment, the account will convert to Basic Checking and will be subject to all applicable fees and service charges. View our Truth-In-Savings disclosure for additional information.

Interest Checking (Tiered Rate)

  •  Rates Effective 04-30-2016
Deposit Amount Interest Rate Annual Percentage Yield1 Minimum Balance to Avoid Service Fees Monthly Service Fee if Below Minimum Balance2 Alert Me
$0 - $999.99 0.05% 0.05% $500 Avg/Month $7.00
$1,000 - $4,999.99 0.05% 0.05% $500 Avg/Month $7.00
$5,000 and higher 0.05% 0.05% $500 Avg/Month $7.00
View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.
  • 2Fees could reduce earnings on the account.

Access Account

  •  Rates Effective 04-30-2016
Minimum to Open Interest Rate Annual Percentage Yield Minimum Balance Monthly Service Fee Alert Me
$50 N/A N/A N/A $71
View our Truth-In-Savings disclosure for additional information.
  • 1Waived if under 18 years of age.

HSA Checking (Tiered Rate)

  •  Rates Effective 04-30-2016
Deposit Amount Interest Rate Annual Percentage Yield1 Minimum Balance to Avoid Service Fees Monthly Service Fee if Below Minimum Balance Alert Me
$0 - $2,500 0.05% 0.05% N/A N/A
$2,500 - $9,999.99 0.05% 0.05% N/A N/A
$10,000 - $24,999.99 0.05% 0.05% N/A N/A
$25,000 and higher 0.10% 0.10% N/A N/A
View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.

Regular Savings Rate

  •  Rates Effective 04-30-2016
Interest Rate Annual Percentage Yield1 Minimum Balance Minimum Balance to Earn Interest Alert Me
0.05% 0.05% $5 $5
Rate and Annual Percentage Yield also apply to Teachers Deposit Fund (TDF). View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.

Market Rate Savings (Tiered Rate)

  •  Rates Effective 04-30-2016
Deposit Amount Interest Rate Annual Percentage Yield1 Minimum Balance Minimum Balance to Earn Interest Alert Me
$0-$2,499.99 0.05% 0.05% $0.01 $0
$2,500-$9,999.99 0.05% 0.05% $0.01 $0
$10,000-$24,999.99 0.05% 0.05% $0.01 $0
$25,000-$49,999.99 0.10% 0.10% $0.01 $0
$50,000-$99,999.99 0.10% 0.10% $0.01 $0
$100,000 and higher 0.15% 0.15% $0.01 $0
View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.

IRA Savings

  •  Rates Effective 04-30-2016
Interest Rate Annual Percentage Yield1 Minimum Balance Minimum Balance to Earn Interest Alert Me
0.05% 0.05% $0.01 $0
View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.

FlexSmart Money Market Account (Tiered Rate)

  •  Rates Effective 04-30-2016
Deposit Amount Interest Rate Annual Percentage Yield1 Minimum Balance Monthly Service Fee if Below Minimum Balance Alert Me
$0-4,999.99 0.0% 0.0% $1,000 $10
$5,000-$9,999.99 0.05% 0.05% $1,000 $10
$10,000-$24,999.99 0.10% 0.10% $1,000 $10
$25,000-$49,999.99 0.10% 0.10% $1,000 $10
$50,000-$99,999.99 0.15% 0.15% $1,000 $10
$100,000+ 0.20% 0.20% $1,000 $10
$10,000 minimum deposit to open. View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.

Money Market IRA

  •  Rates Effective 04-30-2016
Deposit Amount Interest Rate Annual Percentage Yield1 Minimum Balance Monthly Service Fee if Below Minimum Balance Alert Me
$0-$9,999.99 0.05% 0.05% $0 $0
$10,000-$24,999.99 0.10% 0.10% $0 $0
$25,000-$49,999.99 0.10% 0.10% $0 $0
$50,000-$99,999.99 0.15% 0.15% $0 $0
$100,000-$249,999.99 0.20% 0.20% $0 $0
$250,000 and higher 0.25% 0.25% $0 $0
View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.

Standard Rate Certificates of Deposit

  •  Rates Effective 04-30-2016
Term Interest Rate Annual Percentage Yield1 Interest Rate Annual Percentage Yield1 Alert Me
$1,000 - $49,999.99 $50,000 and higher
3 mos.2 0.10% 0.10% 0.10% 0.10%
6 mos.2 0.15% 0.15% 0.15% 0.15%
12 mos.2 0.20% 0.20%3 0.20% 0.20%3
18 mos.2 0.30% 0.30%3 0.30% 0.30%3
24 mos.2 0.50% 0.50%3 0.50% 0.50%3
36 mos. 0.75% 0.75% 0.75% 0.75%
48 mos. 1.00% 1.00% 1.00% 1.00%
View our Truth-In-Savings disclosure for additional information.
  • 1Annual Percentage Yield subject to change.
  • 2Subsequent deposits of ($100 minimum each) are allowed on Certificates of Deposit with terms of 3, 6, 12, 18, or 24 months. For minors 17 years of age or younger opening a 3, 6, 12, 18, or 24 month Certificate of Deposit, the minimum balance requirement is $100.00 and subsequent deposits ($100 minimum each) are allowed. All deposits exclude promotional offerings unless otherwise stated.
  • 3Booster Rate Certificate of Deposit. You may elect to adjust your rate, based on the rate currently offered for this account, once during the original term of the Certificate of Deposit. Booster rate feature excludes promotional rate offers.

Standard Rate Annual Withdrawal Certificates of Deposit

  •  Rates Effective 04-30-2016
Term Interest Rate Annual Percentage Yield1 Interest Rate Annual Percentage Yield1 Interest Rate Annual Percentage Yield1 Alert Me
$5,000 - $49,999.99 $50,000 - $99,999.99 $100,000 and higher
60 mos. 1.25% 1.25% 1.25% 1.25% 1.25% 1.25%
View our Annual Withdrawal CD Truth-In-Savings disclosure for additional information.

  • 1Annual Percentage Yield subject to change.

Standard Rate Traditional & Roth IRA Certificates of Deposit

  •  Rates Effective 04-30-2016
Term1 Interest Rate Annual Percentage Yield2 Interest Rate Annual Percentage Yield2 Interest Rate Annual Percentage Yield2 Alert Me
$1,000 - $49,999.99 $50,000 and higher $100,000 and higher
3 mos. 0.10% 0.10% 0.10% 0.10% - -
6 mos. 0.15% 0.15% 0.15% 0.15% - -
12 mos.3 0.20% 0.20% 0.20% 0.20% - -
18 mos.3 0.30% 0.30% 0.30% 0.30% - -
24 mos.3 0.50% 0.50% 0.50% 0.50% - -
36 mos. 0.75% 0.75% 0.75% 0.75% - -
48 mos. 1.00% 1.00% 1.00% 1.00% - -
60 mos. 1.25% 1.25% 1.25% 1.25% 1.25% 1.25%
View our Truth-In-Savings disclosure for additional information.
  • 1Subsequent deposits can be made on Traditional and Roth IRA Certificates of Deposit.
  • 2Annual Percentage Yield subject to change.
  • 3Booster Rate Certificate of Deposit. You may elect to adjust your rate, based on the rate currently offered for this account, once during the original term of the Certificate of Deposit. Booster rate feature excludes promotional rate offers.