Promotions
Earn up to 4.00% APY* with OnPoint Premium Savings
Earn 4.00% annual percentage yield on your first $100,000, then 2.50% APY on your remaining balance. Click below for details and complete terms and conditions.
2% cash back on every purchase with OnPoint Signature Visa
The OnPoint Signature Visa with Cash Back Rewards credit card comes with great rates, perks, and security you want from a credit union you’ll love.
Business Platinum Visa® with Rewards
Earn 1 point for every $1 you spend. Redeem for cash, airfare, rentals and more.Enjoy cash back rewards, flexibility and worldwide purchasing power.
Buy now. Refi later, on us.
If rates fall, you can refinance before 2028 with no loan origination fee. That way, you won’t miss out on a great opportunity. Focus on what really matters—making your new house feel like home.
Refer a friend, get $50.
When you invite your friend, family member or colleague to join in and they open a personal or business checking account with direct deposit, you’ll each get $50. Because everyone deserves great local banking.
Together, we'll help them save.
When you open your child’s membership with the OnPoint Savers® Account and deposit at least $25, OnPoint will deposit an additional $55! Plus, earn a high interest rate on the first $500. (Click for details.)
Drive Green. Save Green.
Get a discount of 0.25% APR1 off our already low auto loan rates when you finance your new or used electric or hybrid vehicle with OnPoint & we’ll donate to a local nonprofit.
OnPoint Rewards
Earn benefits and discounts on services you use. Qualify with an OnPoint checking account with at least six transactions per calendar month or 10 years of membership with OnPoint.
2025 Guide to Personal Cybersecurity
Learn ways to protect your personal information and recover from fraud in our updated comprehensive guide to personal cybersecurity.
