Business checking and digital banking
Your local business means the world to us.
When work-life is simpler, everyday life is too. With easy-to-use features and added flexibility, OnPoint business banking is built to help your business thrive.
Banking from your office saves time and money.
Find more time to focus on your customers with a more intuitive Business Banking experience. Our full suite of online and mobile tools allows you to track your business accounts, pay bills and transfer funds. OnPoint business banking is here to help you manage your money and grow your business while making your day a little easier.
Account management.
Check account balances, transfer funds, set transaction alerts, update contact information and more.
Software integration.
Download your account information into Quicken®, Quickbooks®, or CSV file.
Finance manager.
Track your spending, set monthly savings goals and create budgets.
Customizable experience.
Simplify your experience by giving each account a custom name.
Access and permissions.
Set and control access rights and limits for additional users.
Process and schedule payments.
Pay your employees and vendors through ACH. In addition, wire transfers are fast, convenient and secure.
Digital banking guide.
Check out this Digital Banking User Guide to learn how to effectively utilize all that digital banking offers your business.
Video tutorials.
Watch simple, convenient video tutorials to learn more about how you can utilize digital banking for your business.
Business checking and digital banking includes:
- Account management
- Software integration
- Finance manager
- Customizable experience
- Access & permissions
- Process and schedule payments
- Digital banking guide
- Video tutorials
Compare business checking options.
In addition to our 57 local branches in Oregon and SW Washington, OnPoint helps you keep your business running smoothly with a full suite of online and mobile business banking tools.
Best for:
Best for:
Minimum balance requirement
Minimum balance requirement
Monthly service fee (if min. balance requirements are not met)
Monthly service fee (if min. balance requirements are not met)
Minimum opening deposit
Minimum opening deposit
Check images
Check images
Business digital banking
Business digital banking
Wire transfers
Wire transfers
Scheduled bill payments
Scheduled bill payments
Paper or eStatement
Paper or eStatement
Detailed Monthly Statement
Detailed Monthly Statement
Available to all business types
Available to all business types
Tiered Interest paid on account balance (see rate table for additional details)
Tiered Interest paid on account balance (see rate table for additional details)
Business Checking
Best for:
Simpler business banking with no monthly fee or minimum balance requirement.
Minimum balance requirement
$0
Monthly service fee (if min. balance requirements are not met)
$0
Minimum opening deposit
$100
Check images
Business digital banking
Wire transfers
Scheduled bill payments
Paper or eStatement
Detailed Monthly Statement
Available to all business types
Tiered Interest paid on account balance (see rate table for additional details)
Business Interest Checking
Best for:
Earning interest on the balance you keep in your business checking account.
Minimum balance requirement
$500 average monthly balance
Monthly service fee (if min. balance requirements are not met)
$7
Minimum opening deposit
$100
Check images
Business digital banking
Wire transfers
Scheduled bill payments
Paper or eStatement
Detailed Monthly Statement
Available to all business types
Tiered Interest paid on account balance (see rate table for additional details)
Analyzed Checking
Best for:
Helping you manage larger transaction volumes. Thanks to account analysis, charges and fees may be offset by a monthly earnings credit.
Minimum balance requirement
Analyzed1
Monthly service fee (if min. balance requirements are not met)
$102
Minimum opening deposit
$100
Check images
Business digital banking
Wire transfers
Scheduled bill payments
Paper or eStatement
Detailed Monthly Statement
Available to all business types
Tiered Interest paid on account balance (see rate table for additional details)
Share the benefits of OnPoint membership.
Our free Group Banking program can provide your employees additional benefits without requiring your business to have accounts with OnPoint. Our outstanding program entitles your employees to several special offers including:
- Discounts on mortgage closing costs
- Rate boosts on certificates of deposits
- Consumer loan rate discounts
Give your employees the opportunity to take advantage of special offers and benefits like loan savings and rate discounts with OnPoint Group Banking.
Learn more about our Group Banking benefits
Open your business checking account today.
Disclosures
- Monthly service fee and per item charges are calculated via account analysis.
- Earnings credit on ledger balances may offset monthly service fee and other charges.
