Become a member at OnPoint
Community banking and so much more. Unlock what's possible.
It’s been over 90 years since a handful of schoolteachers joined together to form our credit union. They didn’t do it for profit. They did it to help one another. After all, that’s what community is all about.
Excellent rates & member value
Member-owned & community-focused
Extensive ATM & branch network
Dependable & secure access
Who can join—membership eligibility.
We’re excited you’re considering becoming an OnPoint member, and with 59 branches in Oregon and SW Washington, joining has never been easier!
You’re eligible for membership if you meet any one of the following criteria:
Oregon
You live or work in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 28 counties we serve in Oregon: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, and Yamhill.Washington
You live, work, worship or go to school in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 4 counties we serve in Washington: Clark, Skamania, Cowlitz, and Lewis.Membership & Account Agreement
Code of Conduct for Engaging with OnPoint
What you'll need to apply online:
- Be a legal U.S. resident
- Be at least 18 years old (To open a youth membership, please visit an OnPoint branch.)
- Have a Social Security number
- Have a debit or credit card to fund your account(s)
- Have a government issued ID (Driver's License, State ID card, Passport. Permanent Resident Card, Military ID card)
Our story
Serving people in our region since 1932. Community focused. Member owned.
Our roots
In 1932, 16 schoolteachers got together to create a safe place to save their money and provide low-cost loans to other teachers and their families. They named it Portland Teachers Credit Union.
Our growth
As our community grew, we grew right along with it. In 2005, we were granted a community charter in Oregon and Southwest Washington, allowing us to expand our field of membership. To reflect this growth, we changed our name to what you know us as today, OnPoint Community Credit Union.
Our commitment
OnPoint has been improving the lives of our members and the communities we serve—including Portland, Vancouver, Eugene and Bend—for 90 years. In that time, we’ve grown to be the largest member-owned financial institution headquartered in Oregon with more than 563,000 loyal members.
Our guiding principles
- Pursue innovation that values our members’ time and helps them achieve their goals.
- Vest employees with the authority to deliver superior service and advice.
- Always do the right thing and act with the utmost integrity.
- Be the champion of education.
- Ensure the safety and soundness of our institution to allow for long-range sustainability.
Credit unions are different. OnPoint takes it further.
People are the Point.
Money without people is just money. It doesn’t roll up its sleeves to get things done. It doesn’t have a story, or dream big. OnPoint understands that it takes people to run a business, or turn a house into a home. And it takes people to build and support a thriving community.
People helping people.
We live in an inspiring community full of remarkable people and organizations working every day to make it special. We’re a member-owned, local community credit union empowering you to get the most out of your life through personalized banking service, comprehensive financial solutions and community impact.
People are the Point.
Learn more and be a part of our giving story.
Request an appointment
Contributing to local organizations making an impact.
When we support local organizations, we also have the opportunity to get to know them better. Take a look at how these four organizations positively impact our community.
Cascade AIDS Project (CAP)
Cascade AIDS Project provides inclusive health, housing and social services for LGBTQIA+ people and those impacted by HIV.
Friends of the Children PDX
Friends of the Children provides relationship-based mentoring to the highest priority youth in our community.
Oregon Humane Society
Oregon Humane Society champions animal welfare, finding homes for thousands of pets each year.
SOLVE
SOLVE organizes individuals and communities across Oregon to improve and protect our environment.
Open a business membership with OnPoint.
Your business banking partner should be as focused on your future as you are—we know that you wear a lot of hats, so we do what we can to help make running your business as smooth as possible. With custom-tailored financing and easy-to-use tools, OnPoint makes banking easier, so you can get back to business.
Open your new business account at your nearest OnPoint location
Here's what you'll need at your business membership appointment.
Review the list of required documents for opening a Business Membership in Oregon and Washington.
We look forward to working with you.
Better banking, more impact. Become a member today.
Disclosures
If you would prefer to submit your application via mail, please contact us at 800.527.3932.
Consumer Membership & Account Agreement
Business Membership & Account Agreement
