Social Security Benefits
You can begin drawing from your Social Security as early as age 62 and as late as age 70. Factors such as when you elect to receive benefits and whether you work while drawing Social Security can impact the benefit you receive. We’ll help you navigate how different choices can impact your overall retirement plan.
Public Employees Retirement System
PERS is a pension program for employees of public entities. Your plan depends on your employer and when you established membership in the program. Factors such as retirement eligibility, optional service credit and health care coverage can impact your future monthly benefit. This can be complicated and we’ll help you make sense of it all.
Comprehensive Retirement Planning
The choices you make now can impact your quality of life after you retire. What are your expectations and needs? Will you cut back spending? Will you increase travel? When will your retirement funds run out? Would you like any funds left over for family members? We help you define a strategy that focuses on what’s important to you and help build an actionable plan that works.
Take stock of your current financial situation. We’ll discuss the ins-and-outs of your retirement components.
Identify your anticipated pension and Social Security benefits. Together we’ll compare how these benefits impact your needs and future goals.
Choose your path based on personalized recommendations from your Financial Advisor. We’ll answer any lingering questions and advise on the plan you select.
Put your plan into action with confidence, knowing your Financial Advisor will be here to help all along the way. Life happens, we’ll be here when it does.
Attend a free PERS or Social Security seminar.
Our goal with this resource is to help those in our community make well-informed financial decisions. We partner with Raymond James Financial Inc., to provide our Financial Advisors with the tools they need to help you make those decisions. As you approach retirement, it is more important than ever to understand the role that Social Security can and should play in your overall retirement income plan—learn how Social Security benefits work for you and your spouse, and potential opportunities you may have to increase your benefits throughout retirement. We also host seminars to help educate public employees about the various factors that may impact their retirement plans. Optionally, seminar attendees may set up a complimentary one-on-one financial consultation to review their unique financial situation.Register for an upcoming seminar
We pay attention to the details.
- Leslie Warren, Financial Advisor
I’ll take the time to listen to help you discover what you would like to achieve, even if you’re not quite sure when you first come through the door.
Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. OnPoint Community Credit Union and OnPoint Wealth Management & Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability
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