Promotions
Earn up to 3.50% APY with OnPoint Premium Savings
Earn 3.50% Annual Percentage Yield on your first $100,000, then 2.00% APY* on your remaining balance.
Business Platinum Visa® with Rewards
Earn 1 point for every $1 you spend. Redeem for cash, airfare, rentals and more.Enjoy cash back rewards, flexibility and worldwide purchasing power.
Refer a friend, get $50.
When you invite your friend, family member or colleague to join in and they open a personal or business checking account with direct deposit, you’ll each get $50*. Because everyone deserves great local banking.
Together, we'll help them save.
When you open your child’s membership with the OnPoint Savers® Account and deposit at least $25, OnPoint will deposit an additional $55!* Plus, earn a high interest rate on the first $500.
Drive Green. Save Green.
Get a discount of 0.25% APR* off our already low auto loan rates when you finance your new or used electric or hybrid vehicle with OnPoint & we’ll donate to a local nonprofit.
OnPoint Rewards
Earn benefits and discounts on services you use. Qualify with an OnPoint checking account with at least six transactions per calendar month or 10 years of membership with OnPoint.
2025 Guide to Personal Cybersecurity
Learn ways to protect your personal information and recover from fraud in our updated comprehensive guide to personal cybersecurity.
Disclosures
*APR=Annual percentage rate.
