Identity theft resources

Resources and tips

Identity theft on the rise.

Identity theft is the fastest growing crime in the United States today, according to the Federal Trade Commission.

Identity thieves obtain personal information from unknowing victims, stealing their identities to access credit, products and services. The end result can be devastating, leaving the victim’s good name and credit history in shambles.

Protecting yourself against identity theft.

The following sites provide more information about protecting yourself against identity theft:

woman removing mail from a locked mailbox

Who to contact in the event of identity theft.

  • TransUnion – 800.888.4213 –
  • Experian – 888.397.3742 –
  • Equifax – 800.685.1111 –
  • National Check Fraud Center – 843.571.2143
  • SCAN – 800.262.7771
  • TeleCheck – 800.710.9898
  • CrossCheck – 800.843.0760
  • Chexsystems – 800.428.9623

How to protect your identity

Do not include your driver’s license or Social Security number on your checks. Never give out your Social Security number to any business or individual unless it’s absolutely necessary. When asked for ID, offer other types of personal identifiers such as a picture ID.

Don’t keep your Social Security card in your wallet, purse or briefcase. Carry fewer credit cards, if possible. For information about Social Security Theft and Prevention, click here.

Better yet, deposit outgoing mail (particularly bill payments) at your local post office. Remember to promptly remove incoming mail from your mailbox. Report any mail fraud to your local postmaster.

A crosscut paper shredder works best to make sure any papers with sensitive or personal identifying information (including pre-approval credit card offers) are thoroughly destroyed.

If your bills don’t arrive on time, follow up with your creditors to find out why. Contact OnPoint immediately if the billing company hasn’t received your check payment.

Contact the following three credit reporting agencies to make sure each of their reports lists only those activities you’ve authorized:

TransUnion: 800.888.4213 (
Experian: 888.EXPERIAN (
Equifax: 800.685.1111 (

Never provide information unless you have initiated the call. For more information about phone fraud, click here. If you receive any email requests to re-enter your credit card information to keep your internet account active, the FTC advises you to contact your Internet Service Provider directly to make sure this is not a scam.

To learn more about identity theft and what you can do if you become a victim of this crime, you can visit the following sites for more information:

Identity Theft Resource Center

U.S. Government Identity Theft

OnGuard Online

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.



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