We offer convenient online banking tools designed to make it easy to get your banking done and get on with your day. Check your accounts, make transfers, set up payments, and budget like a pro with useful planning tools. With OnPoint, managing your accounts anytime, anywhere is easier and more secure than ever.

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Features

Manage Accounts

Check account balances and transfer funds.

Manage Accounts

Check account balances and transfer funds.

Finance Manager

Track your spending, set monthly savings goals, and create budgets.

Manage Accounts

Check account balances and transfer funds.

Finance Manager

Track your spending, set monthly savings goals, and create budgets.

Software Integration

Download your account information into Quicken®, Quickbooks®, or CSV file.

Manage Accounts

Check account balances and transfer funds.

Finance Manager

Track your spending, set monthly savings goals, and create budgets.

Software Integration

Download your account information into Quicken®, Quickbooks®, or CSV file.

Popmoney

Send, request or receive money from anyone using an email address or phone number.

Manage Accounts

Check account balances and transfer funds.

Finance Manager

Track your spending, set monthly savings goals, and create budgets.

Software Integration

Download your account information into Quicken®, Quickbooks®, or CSV file.

Popmoney

Send, request or receive money from anyone using an email address or phone number.

TransferNow

Use TransferNow to transfer funds between your OnPoint accounts or to accounts at other financial institutions.

Manage Accounts

Check account balances and transfer funds.

Finance Manager

Track your spending, set monthly savings goals, and create budgets.

Software Integration

Download your account information into Quicken®, Quickbooks®, or CSV file.

Popmoney

Send, request or receive money from anyone using an email address or phone number.

TransferNow

Use TransferNow to transfer funds between your OnPoint accounts or to accounts at other financial institutions.

Manage Accounts

Check account balances and transfer funds.

Finance Manager

Track your spending, set monthly savings goals, and create budgets.

Software Integration

Download your account information into Quicken®, Quickbooks®, or CSV file.

Popmoney

Send, request or receive money from anyone using an email address or phone number.

TransferNow

Use TransferNow to transfer funds between your OnPoint accounts or to accounts at other financial institutions.

Manage Accounts

Check account balances and transfer funds.

Finance Manager

Track your spending, set monthly savings goals, and create budgets.

Software Integration

Download your account information into Quicken®, Quickbooks®, or CSV file.

Popmoney

Send, request or receive money from anyone using an email address or phone number.

TransferNow

Use TransferNow to transfer funds between your OnPoint accounts or to accounts at other financial institutions.

Bill Payment

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Pay Anyone

Pay your monthly bills or make a one-time payment.

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Pay Anyone

Pay your monthly bills or make a one-time payment.

Scheduling

Schedule recurring bill payments.

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Pay Anyone

Pay your monthly bills or make a one-time payment.

Scheduling

Schedule recurring bill payments.

Quick Pay

Utilize same day and overnight payment options.

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Pay Anyone

Pay your monthly bills or make a one-time payment.

Scheduling

Schedule recurring bill payments.

Quick Pay

Utilize same day and overnight payment options.

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Pay Anyone

Pay your monthly bills or make a one-time payment.

Scheduling

Schedule recurring bill payments.

Quick Pay

Utilize same day and overnight payment options.

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Pay Anyone

Pay your monthly bills or make a one-time payment.

Scheduling

Schedule recurring bill payments.

Quick Pay

Utilize same day and overnight payment options.

Forget the Stamp

Save time and postage—it’s easier than writing checks!

Pay Anyone

Pay your monthly bills or make a one-time payment.

Scheduling

Schedule recurring bill payments.

Quick Pay

Utilize same day and overnight payment options.

eStatements

eStatements provide a secure, convenient, and environmentally friendly way to receive all the account information you need to manage your account activity

  • Pull up the entire month’s activity in just seconds
  • View up to 18 months of account history

Adobe Reader® is required to print eStatements. Download Adobe Reader.

To sign up, simply log on to Online Banking, click on the “eStatements” tab and follow the simple instructions. It’s as easy as that.

Troubleshooting

Here’s how you can reach us if you need help solving any issues, should they arise:

Online: Simply click the "Help" button while you are logged on to Online Banking.

By Phone: Contact OnPoint Member Services at 503.228.7077 or 800.527.3932, M-F 7:00 am – 7:00 pm and Sat. 9:00 am – 1:00 pm. You can also email your request to info@onpointcu.com.

See more Troubleshooting tips

Frequently Asked Questions

  • Are there alerts?

    Alerts will be sent to an email address or mobile number. You can choose how and when you’d like to be notified of changes to account balances and personal information. Some alerts are sent automatically for enhanced security. To set up Alerts, go to the Self Service tab and select Manage Alerts. You will set up and manage alerts through the Mobile Banking Enrollment page.

  • What account transactions can I complete using Online Banking?

    You can complete the following transactions using Online Banking:

    • Review account balance and transaction history for your deposit and loan accounts (excludes home mortgage loans).
    • Review information on your loan account including payoff amounts, due dates, and balance information.
    • Transfer funds between your savings, checking and loan accounts. Federal Regulation D limits may apply.
    • Transfer funds to accounts of other members (advance written authorization required).
    • Export account information for downloading to Quicken® , QuickBooks® or CSV file.
    • Use Bill Payment to pay monthly bills from your checking account to make one time payments, or schedule recurring payments, and check on previous payments for up to 24 months.
    • Using Popmoney you can send, request or receive money with an email address or phone number.
    • Transfer funds between your OnPoint accounts and your accounts at other financial institutions with TransferNow.
  • Does Federal Regulation D apply to Online Banking transfers?

    Yes, Federal Regulation D applies to Online Banking transfers from savings accounts. Regulation D is a Federal Regulation that limits transactions in savings accounts. The OnPoint accounts that are affected are Regular Savings, FlexSmart Money Market Account, Market Rate Savings, Teachers Deposit Fund, Business Savings, and Business Money Market Account. Checking accounts do not have any transaction limits.

    With Regulation D, you are limited to a maximum of six (6) of the following types of transactions per month from the same savings account:

    • Transfers over the phone with a Member Service Representative
    • Transfers using Telephone Teller
    • Transfers using Online Banking
    • Transfers using Mobile Banking
    • Overdraft transfers
    • Preauthorized transfers including ACH debits

    Once you reach the maximum six (6) transfers in a month from the same account, future transfers from the account will not take place. This could result in insufficient funds or overdraft fees, depending on your account balance.

    Please note that transactions performed at a branch or ATM are not restricted by Federal Regulation D.

  • What types of transfers can I make?

    Account transfers – transfer funds between your accounts at OnPoint.

    TransferNow – transfer funds between your accounts at OnPoint and your accounts at other financial institutions.

    Popmoney – send, request or receive money using an email address or phone number.

  • Can I customize my view of accounts?

    Yes, if you have an account you don’t use often or don’t need to access in Online Banking, you have the option of customizing the view so that it does not appear. From the Self Service tab select Manage Account Preferences. From this page you can select whether or not to display the account online or set account nicknames. You can customize the view as often as needed.

  • Can I change my password?

    Yes. While you’re in Online Banking, click on the Self Service tab to change your password. Changing your Online Banking password will change your Mobile Banking password, but will not change your Telephone Teller password.

See all Online Banking FAQs

  • How do I sign up for Bill Payment?

    You can register for Bill Payment while you are in Online Banking. Simply click the Bill Payment tab to get started.

  • When are funds withdrawn from my account?

    Funds are withdrawn from your account on the payment date that you selected. There is an exception when a draft check must be sent. In this case, funds are withdrawn from your account when the payee posts the payment (deposits the check into their account).

  • Which bills can I pay with the Bill Payment service?

    You can pay almost anyone* in the U.S. with this service – from your babysitter to the phone company, to VISA, etc. Depending on the type of payment your payee accepts, your bills will be sent either electronically or by check. The remittance type (electronic or check) for each payee is automatically determined when you set up your payee list in Online Banking.

     

    *Tax payments cannot be made with OnPoint’s Bill Payment service.

  • What is the timeframe for scheduling a payment?

    When you are setting up a payment, the next available payment date will automatically display after entering the payment amount.

  • How many days does it take for a payment to reach my payees?

    This will depend on whether or not the payee accepts electronic payments. When setting up your payment and the payment amount is entered, Bill Payment automatically displays the earliest date the biller will receive the payment. You can accept this date or change it. If there is not sufficient time to submit the payment to your payee by the due date, an alternative method may need to be arranged.

  • When will my account be billed?

    If you have an OnPoint Interest or eChecking account, Online Bill Payment service is absolutely free! If you have an OnPoint Basic Checking account the first 90 days are free. After that the fee will automatically be deducted from your account on the 5th of each month or the next business day following the 5th. If you have an Access Account the Bill Pay fee is included in the monthly service fee.  Click here for our current Fee Schedule for the Bill Payment fee.

See all Bill Payment FAQs

  • Why is OnPoint asking me to enter my email address?

    Your email address will be used to notify you when your new eStatements are available to view.

  • Am I able to cancel eStatements and start receiving paper statements again?

    eStatements can be canceled by deactivating eStatements. To deactivate eStatements, select “Account Settings” from within eStatements and then click on the “Deactivate” button.

  • Why am I being asked to accept a disclosure?

    OnPoint asks that all eStatement users accept the disclosure to confirm their decision to receive statements electronically and to discontinue receiving them in paper form. The disclosure is also used to communicate the system requirements that will be necessary to view eStatements.

  • Can I sign up for eStatements and still receive paper statements as well?

    OnPoint offers eStatements as a fast, secure and environmentally friendly alternative for receiving your periodic statements. When you enroll in eStatements, your paper statements will be discontinued. As an eStatement user, you will be able to view your last 18 statements online at anytime and you can print them as needed.

  • How do I view my eStatements?

    To view your eStatements, just log in to Online Banking and click on the “eStatements” tab. From here you will select the membership from the "Statements" drop down menu and then select the desired statement date that you want to view. Next, select “Click Here To View.”  Your eStatement will open in a PDF format. If you would like to download Adobe® Reader® software to view PDF files, click on the icon below.

    If using a spam blocker or similar within your email program, please note that you may need to add statements@onpointcu.com to your "friends" list to ensure that you are notified when your eStatement is available for viewing.

    Get ADOBE READER

  • Why does my eStatement open in a PDF?

    PDF generally offers the best viewing quality and images are displayed in this format for printing.

    To download Adobe Reader for viewing PDFs, click on the icon below.

    Get ADOBE READER

See all eStatement FAQs

Disclosures

Please note: Regulation D limitations apply to Online Banking transactions.
Online Banking Agreement