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Check out our tutorials for helpful tips and information about how to use Online Banking and Bill Payment.
Alerts will be sent to an email address or mobile number. You can choose how and when you’d like to be notified of changes to account balances and personal information. Some alerts are sent automatically for enhanced security. To set up Alerts, go to the Self Service tab and select Manage Alerts. You will set up and manage alerts through the Mobile Banking Enrollment page.
You can complete the following transactions using Online Banking:
Yes, Federal Regulation D applies to Online Banking transfers from savings accounts. Regulation D is a Federal Regulation that limits transactions in savings accounts. The OnPoint accounts that are affected are Regular Savings, FlexSmart Money Market Account, Market Rate Savings, Teachers Deposit Fund, Business Savings, and Business Money Market Account. Checking accounts do not have any transaction limits.
With Regulation D, you are limited to a maximum of six (6) of the following types of transactions per month from the same savings account:
Once you reach the maximum six (6) transfers in a month from the same account, future transfers from the account will not take place. This could result in insufficient funds or overdraft fees, depending on your account balance.
Please note that transactions performed at a branch or ATM are not restricted by Federal Regulation D.
Account transfers – transfer funds between your accounts at OnPoint.
TransferNow – transfer funds between your accounts at OnPoint and your accounts at other financial institutions.
Popmoney – send, request or receive money using an email address or phone number.
Yes, if you have an account you don’t use often or don’t need to access in Online Banking, you have the option of customizing the view so that it does not appear. From the Self Service tab select Manage Account Preferences. From this page you can select whether or not to display the account online or set account nicknames. You can customize the view as often as needed.
Yes. While you’re in Online Banking, click on the Self Service tab to change your password. Changing your Online Banking password will change your Mobile Banking password, but will not change your Telephone Teller password.
You can register for Bill Payment while you are in Online Banking. Simply click the Bill Payment tab to get started.
Funds are withdrawn from your account on the payment date that you selected. There is an exception when a draft check must be sent. In this case, funds are withdrawn from your account when the payee posts the payment (deposits the check into their account).
You can pay almost anyone* in the U.S. with this service – from your babysitter to the phone company, to VISA, etc. Depending on the type of payment your payee accepts, your bills will be sent either electronically or by check. The remittance type (electronic or check) for each payee is automatically determined when you set up your payee list in Online Banking.
*Tax payments cannot be made with OnPoint’s Bill Payment service.
When you are setting up a payment, the next available payment date will automatically display after entering the payment amount.
This will depend on whether or not the payee accepts electronic payments. When setting up your payment and the payment amount is entered, Bill Payment automatically displays the earliest date the biller will receive the payment. You can accept this date or change it. If there is not sufficient time to submit the payment to your payee by the due date, an alternative method may need to be arranged.
If you have an OnPoint Interest or eChecking account, Online Bill Payment service is absolutely free! For all other checking accounts, the first 90 days are free. After that $3.95 will automatically be deducted from your account on the 5th of each month or the next business day following the 5th.
Your email address will be used to notify you when your new eStatements are available to view.
eStatements can be canceled by deactivating eStatements. To deactivate eStatements, select “Account Settings” from within eStatements and then click on the “Deactivate” button.
OnPoint asks that all eStatement users accept the disclosure to confirm their decision to receive statements electronically and to discontinue receiving them in paper form. The disclosure is also used to communicate the system requirements that will be necessary to view eStatements.
OnPoint offers eStatements as a fast, secure and environmentally friendly alternative for receiving your periodic statements. When you enroll in eStatements, your paper statements will be discontinued. As an eStatement user, you will be able to view your last 18 statements online at anytime and you can print them as needed.
To view your eStatements, just log in to Online Banking and click on the “eStatements” tab. From here you will select the membership from the "Statements" drop down menu and then select the desired statement date that you want to view. Next, select “Click Here To View.” Your eStatement will open in a PDF format. If you would like to download Adobe® Reader® software to view PDF files, click on the icon below.
If using a spam blocker or similar within your email program, please note that you may need to add firstname.lastname@example.org to your "friends" list to ensure that you are notified when your eStatement is available for viewing.
Please note: Regulation D limitations apply to Online Banking transactions.
Online Banking Agreement