OnPoint Business Banking
Local banking. Built for businesses.
Whether you’re starting a new business or expanding an existing one, the right Business Banking partner makes all the difference. At OnPoint Community Credit Union, we offer trusted local expertise, and transparent banking with no hidden fees, and solutions designed to help your business thrive.
Business Membership Request
Everything your business needs—all in one place.
A strong business needs strong support. At OnPoint, we believe in relationships, not just transactions. That’s why we offer Business Banking that’s simple, transparent, and tailored to your needs.
OnPoint Business Checking
Keep more of what you earn with no monthly fees or minimum balance requirements. OnPoint Business Checking is designed to be simple and cost-effective, so you can focus on growing your business with the everyday banking tools you need to manage your finances with ease.
Business & Merchant Services
Securely manage transactions and accept more payment types, including digital and mobile. Access merchant services, Remote Deposit Capture, and ACH options to simplify payroll, vendor payments, and deposits—so you never miss a sale and stay efficient.
Mobile & Digital Banking
Stay connected with your business accounts anytime, anywhere. Use our full suite of digital tools to pay bills, transfer funds, and customize user access. Seamlessly integrate with QuickBooks® or Quicken® to streamline your financial management.
OnPoint Business Rewards
Unlock extra savings and exclusive benefits for your business at OnPoint. Get free cashier’s checks, rate discounts on fixed-rate auto loans, and rate boosts on Business CDs. OnPoint Business Rewards are built to support your growth—one reward at a time.
Business membership at OnPoint.
Becoming a Business Member at OnPoint means more than opening an account—it means joining a financial partner that’s invested in your success. Whether you’re just getting started or managing an established company, we’re here to help you build, grow, and thrive.
Local business deserves local support.
To get started, fill out our business membership request form and review the required documents. A business relationship manager will follow up with you shortly
Also, be sure to take a look at our business account checklist to help you prepare everything you’ll need to become a business member at OnPoint.
Get startedWe support local business.
Our community is built on small businesses, and we’re proud to support the people behind them. From featuring local entrepreneurs in our events and videos to offering personalized financial solutions, we’re more than a lender—we’re a partner.
With local decision-making and in-house loan servicing, you’ll always know who to call when you have a question or want to talk through your next big idea. It’s all part of how we deliver better, more personalized service.
We’re not a bank—we’re your partner.
We take the time to understand your business goals and help you find financing that fits, with flexible rates and terms.
Disclosures
Monthly service fee and per item charges are calculated via account analysis.
Earnings credit on ledger balances may offset monthly service fee and other charges.
