Convenient access to manage all of your financial needs
More in-branch access.
We prioritize your convenience. OnPoint branches are open longer and more frequently than most other banks and credit unions in the Pacific Northwest.
We stay open so you can bank on your time.
With extended hours and 57 locations, we ensure you have easy access to your banking needs whenever it suits you. We understand that life doesn’t always fit into a 9-to-5 window, so we make banking convenient and accessible.
- Select locations open until 6 pm weekdays.
- Our Fred Meyer and Safeway branches are open until 3 pm Saturdays.
- Check individual locations for complete details.
Find a nearby location
Stop by and say hello, or schedule an appointment today.
Who can join—membership eligibility.
We’re excited you’re considering becoming an OnPoint member, and with 57 branches in Oregon and SW Washington, joining has never been easier!
You’re eligible for membership if you meet any one of the following criteria:
Oregon
You live or work in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 28 counties we serve in Oregon: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, or Yamhill.
Washington
You live, work, worship or go to school in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 2 counties we serve in Washington: Clark and Skamania.
View our Consumer Membership & Account Agreement
Open an account todayWhat you'll need to apply online:
- Be a legal U.S. resident
- Be at least 18 years old (To open a youth membership, please visit an OnPoint branch.)
- Have a Social Security number
- Have a debit or credit card to fund your account(s)
- Have a government issued ID (Driver's License, State ID card, Passport. Permanent Resident Card, Military ID card)
Experience the convenience of digital banking with OnPoint.
Enjoy seamless banking with OnPoint’s digital access capabilities, including advanced digital banking services and convenient digital wallets.
Digital banking
Digital banking from OnPoint allows you to access and handle all aspects of your banking needs digitally. You won’t need to go into a branch or talk to someone over the phone to complete safe, quick, and secure banking transactions.
Digital wallet
Left your card at Home? No problem. Make safe and secure contact-free payments with all OnPoint debit and credit cards. Available with Apple Pay, Google Pay, or Samsung Pay. Enjoy hassle-free payments with OnPoint’s digital wallet.
Digital banking features:
- Account management & updates
- Mobile deposits
- Bill payments and digital transfers
- person-to-person payments
- Finance manager
- eStatements
- Text & email alerts
- Secure account access
- Touch ID & face ID
- Customizable experience
Send and receive money with Zelle® & OnPoint.
A simple and secure way to send and receive money with friends, family and others you trust1
Fast
Funds are sent directly to the recipient’s account in a matter of minutes2. This ensures quick and seamless transactions, giving you peace of mind and convenience.
Safe
Your account information isn’t shared and remains secure throughout the transaction. We prioritize your privacy and use top-tier security measures to ensure your data is always protected.
Easy
Send and receive money with almost anyone who has a bank account in the U.S. All you need to send money is the recipient’s email address or U.S. mobile phone number.
Sending money with Zelle® & OnPoint is easy!
Zelle® is a fast, safe and easy way to send and request money from within digital banking.
Become a member today!
Open an account onlineDisclosures
- Must have a bank account in the U.S. to use Zelle.
- Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.