Membership Appreciation main landing page girl riding bike onpoint

Convenient access to manage all of your financial needs

A membership that values you, your money, and your time.

Around-the-clock access.

Being a member at OnPoint should be convenient and hassle-free. That’s why we offer the same convenient services as big banks that are designed to work around your life.

More in-branch access.

We prioritize your convenience. OnPoint branches are open longer and more frequently than most other banks and credit unions in the Pacific Northwest.

We stay open so you can bank on your time.

With extended hours and 57 locations, we ensure you have easy access to your banking needs whenever it suits you. We understand that life doesn’t always fit into a 9-to-5 window, so we make banking convenient and accessible.

lloyd center branch onpoint community credit union

Find a nearby location

Stop by and say hello, or schedule an appointment today.

Find a locationSchedule an appointment.

Who can join—membership eligibility.

We’re excited you’re considering becoming an OnPoint member, and with 57 branches in Oregon and SW Washington, joining has never been easier!

You’re eligible for membership if you meet any one of the following criteria:

Oregon

You live or work in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 28 counties we serve in Oregon: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, or Yamhill.

Washington

You live, work, worship or go to school in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 2 counties we serve in Washington: Clark and Skamania.

View our Consumer Membership & Account Agreement

Open an account today
OR-WA Location Map graphic

What you'll need to apply online:

  • Be a legal U.S. resident
  • Be at least 18 years old (To open a youth membership, please visit an OnPoint branch.)
  • Have a Social Security number
  • Have a debit or credit card to fund your account(s)
  • Have a government issued ID (Driver's License, State ID card, Passport. Permanent Resident Card, Military ID card)
Questions? Request an in-person or phone appointment.

Experience the convenience of digital banking with OnPoint.

Enjoy seamless banking with OnPoint’s digital access capabilities, including advanced digital banking services and convenient digital wallets.

Membership access digital banking girl using card online onpoint

Digital banking

Digital banking from OnPoint allows you to access and handle all aspects of your banking needs digitally. You won’t need to go into a branch or talk to someone over the phone to complete safe, quick, and secure banking transactions.

Learn more
digital wallet tap to pay onpoint community credit union

Digital wallet

Left your card at Home? No problem. Make safe and secure contact-free payments with all OnPoint debit and credit cards. Available with Apple Pay, Google Pay, or Samsung Pay. Enjoy hassle-free payments with OnPoint’s digital wallet.

Learn more

Digital banking features:

  • Account management & updates
  • Mobile deposits
  • Bill payments and digital transfers
  • person-to-person payments
  • Finance manager
  • eStatements
  • Text & email alerts
  • Secure account access
  • Touch ID & face ID
  • Customizable experience
Get started today!

Send and receive money with Zelle® & OnPoint.

A simple and secure way to send and receive money with friends, family and others you trust1

membership access zelle someone showing how to send money on zelle

Fast

Funds are sent directly to the recipient’s account in a matter of minutes2. This ensures quick and seamless transactions, giving you peace of mind and convenience.

membership access zelle happy guy with dog on phone

Safe

Your account information isn’t shared and remains secure throughout the transaction. We prioritize your privacy and use top-tier security measures to ensure your data is always protected.

Membership Access Zelle girl on couch using phone with smile

Easy

Send and receive money with almost anyone who has a bank account in the U.S. All you need to send money is the recipient’s email address or U.S. mobile phone number.

Sending money with Zelle® & OnPoint is easy!

Zelle® is a fast, safe and easy way to send and request money from within digital banking.

Learn more

Become a member today!

Open an account online

Disclosures

  1. Must have a bank account in the U.S. to use Zelle.
  2. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

View Zelle terms of service.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

You are leaving OnPoint Community Credit Union.

The website you are about to visit is the responsibility of the party providing the site. Any transactions you enter into through this third-party site are solely between you and that vendor, merchant or other party. OnPoint’s Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of this site.

 

 

Cancel Accept