Financial Health Check hero_Group selfie_working out together and getting financially fit

Financial health check

Discover a proactive approach to financial wellness.

Building your financial fitness plan.

Progressing with your financial fitness goals starts with understanding where you are and deciding where you’d like to be. A financial health check isn’t all that different from how we treat physical fitness. For some, it seems to come easy. For others, it may take more discipline and planning. Our finances take many different shapes—but each of us has the power to improve.

No matter your starting point, OnPoint provides you with the tools to achieve sustainable financial wellness.

family planning for emergency savings

Start an emergency savings fund

Starting or growing your emergency fund can help you improve your financial security by covering or off-setting unexpected expenses, like a major injury, medical bills, a totaled vehicle, or a lay-off.

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family looking at aftermath of house fire

Prepare for a natural disaster

The Pacific Northwest is home to many potential natural disasters. By preparing for an emergency, you can reduce the fear, stress, uncertainty, and potentially the loss that comes with many disasters.

Learn how to create an emergency preparedness plan
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Give your credit a checkup

Just like visiting the doctor can boost physical wellness, understanding and periodically reviewing credit reports can help us make better financial decisions. Here’s what you need to know.

Download the comprehensive credit eBook
Commit to Getting Financially Fit in 2021_young woman standing in her apartment with a cup of coffee thinking about the future

Commit to getting financially fit

In addition to physical fitness, a new year can also be the perfect time to focus on getting finances in tip-top shape. Being financially fit can offer freedom and stability while reducing money worries.

Review ways to stay financially fit

Why financial wellness is just as important as physical health.

Stress can have a lasting negative impact on your physical and mental health. If you’re experiencing stress, you may have trouble sleeping, increased overall fatigue, muscle aches and headaches. Stress can even cause your body to produce cortisol, a stress hormone that impairs your brain’s ability to create long-term memories. Addressing the stress you feel about money is a major part of achieving financial and physical wellness.

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tackle your finances to avoid financial stress

Know more today. Enjoy more tomorrow. For free.

Your doctor recommends an annual physical, but how often do you perform a financial health check? Financial stress can negatively impact people of all backgrounds and income levels—the key to decreasing the negative impact of financial stress is proactively making incremental improvements. Test your knowledge and track your growth with digital courses from Enrich. Finally, financial education that helps you achieve your goals.

Sample courses from Enrich

Income statement. Accounting finance. Income money. Men write documents, statement of income. Income statement vector illustration, flat design. Counting profit. Report income. Calculation income.

Creating a budget

Budgeting is a crucial component to your financial well-being and how to start building your budget based on your unique goals. You’ll also get tips to help find opportunities for spending less and reducing overall expenses.

Start this course
Iconic illustrated image of man working for a laptop. Falling coins as a symbol of income.

Planning for retirement

Get guidance on long-term financial management, as well as an overview of the many retirement account options available. Then, develop a detailed financial assessment to help you evaluate your next steps to ensure a comfortable retirement.

Start this course
Iconic graphic of woman looking at credit score depicted on a horizontal scale

Mastering credit

Understand how to use credit wisely and gain debt management techniques to optimize your credit score. Discover how your debt, income, and other expenses relate to your overall credit health, and evaluate different types of credit and loans available.

Start this course

Not sure where to start?

Learn more about your money personality.

Take the quiz

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