Every OnPoint membership begins with a great savings account—and it only gets better from there. OnPoint offers multiple accounts—all designed to make reaching your goals easier. So, whether you’re looking for a short- or long-term solution, our savings accounts offer competitive rates and easy accessibility you need.
This basic account with a competitive interest rate is your ticket to membership.
For those who are looking for a higher return on their savings.
This account combines high rates of interest with easy accessibility.
Certificates of Deposit offer higher interest rates that are locked-in for a fixed deposit period. Special terms and rates are available for members under 18.1
This special CD features tiered interest rates and a special feature that allows one penalty-free withdrawal from CD funds each year.
Three months to 48 months
Available anytime through Visa® debit card, up to six checks per month3 in-person transactions or transfers to your checking account
Early withdrawal penalties apply
Up to 20% of original deposit can be withdrawn annually without penalty
When you share OnPoint, everybody wins. Earn $25 for your friends and business associates.*
APR as low as
on new & used autos
Make the most of your membership with Bundle Rewards. Eligible members receive special benefits and discounts!
1 Minimum balance requirement is $100.00, and subsequent deposits ($100 minimum each) are allowed. Not available on promotion rate CDs.
2 Subject to Regulation D limitations. Ask us for details.
3 Can write up to six checks per month per Federal Regulations.
Click here to read the Truth in Savings Disclosures.
Click here to read the Annual Withdrawal Certificate of Deposit Truth-in-Savings Disclosure.