- Stress less. Enjoy more. Choose to skip your June 2025 or July 2025 payments.
  This summer, choose to skip your June 2025 or July 2025 payments on eligible loans. Get the flexibility to direct some of your money elsewhere—whether it be towards summer travel, a DIY home project or financial relief from an unexpected expense.
  Learn more
LEARN ABOUTRates Savings for kids Schedule an appointmentOpen an account
- OnPoint Business Rewards
  Improving your business is a constant pursuit. Our OnPoint Business Rewards offer discounts and bonuses to help you cut costs and streamline your needs. With the potential to earn more for your business and save more with loan and account perks, OnPoint Business Rewards could be right for you!
  Learn more
LEARN ABOUTRates Business financing options
Investments
- 2025 Educator of the Year winners
  OnPoint has always understood that investing in education is one of the best ways to build thriving communities. We are proud to honor our roots and the teachers who continue to support students in and out of the classroom through the OnPoint Prize for Excellence in Education.
  Meet our 2025 winners
LEARN ABOUTCareers at OnPoint
Open an account

OnPoint of view

News. Advice. Community.

Financial Advice
A 6-step plan for taking control of your finances
Article

View more
Financial Advice
What you can do this year to improve your credit score
Article

View more
Financial Advice
Navigating Credit Reports & Understanding Credit Scores
Downloads

View more
Financial Advice
7 Ways You May Be Hurting Your Credit
Article

View more
Financial Advice
9 Ways To Improve Your Credit Score
Article

View more
Financial Advice
How to Pick the Best Small Business Credit Card
Article

View more
Financial Advice
Do balance transfers hurt or improve your credit score?
Article

View more
Security
10 Steps to Take If Your Personal Information Is Stolen
Article

View more
Security
What Is a Credit Freeze and Should You Freeze Your Credit?
Article

View more