Financial Planning

Guidance from an experienced local professional.

Rick Wargo, AAMS®

Financial Advisor | Raymond James Financial Services, Inc.

My focus is simple, to help you be confident in your financial foundation so that you can be successful in your financial future.

About me

During my career as both an employee and employer, I’ve discovered that we work for two reasons; money and meaning.  While meaning shifts with life’s circumstances, money always provides the foundation.

My goal as your advisor is to apply an easy to understand, process-driven three step methodology that results in a personalized plan designed to adapt to your life’s events.

My diverse personal and professional background make it possible to serve in a wide-ranging capacity.  Whether it’s a need to organize a financial junk drawer, create peace of mind through the clarity of a financial plan, helping to navigate the complexities of market ups and downs, or gaining a higher level of certainty around a secure retirement income, I will be your robust resource.

This is a highly personal business where relationships matter.  I welcome an introductory conversation to learn about your meaning.   Of course, if you’re curious I’m happy to share mine as well.  With a wife of 25 years, two college students and a terrible ski habit – it’s diverse and dynamic!   I look forward to connecting.


Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. OnPoint Community Credit Union and OnPoint Wealth Management & Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

You can review the background of Raymond James and each OnPoint registered investment professional on FINRA’s BrokerCheck.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.



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