OnPoint Savers Account_Teenage Girl with Braces smiling with her friends

Introducing the OnPoint Savers Account!

We are excited to offer a new savings account designed to help children save more! The OnPoint Savers Account features a high-yield interest rate and the opportunity for new OnPoint members to receive a bonus deposit.*

The OnPoint Savers Account

Young children are curious about money. Whether they’re saving loose change in a jar or collecting their birthday money to spend later, money is fascinating. The OnPoint Savers Account can help them better appreciate the value of a dollar saved.

When you open a new youth membership with a deposit of $25 or more into an OnPoint Savers Account:*

  • OnPoint will deposit an additional $50 into the new OnPoint Savers Account.
  • OnPoint will cover the initial $5 deposit for the standard OnPoint Savings Account.
  • The account will earn a high-interest rate of 5.00% APY** on the first $500.

For existing OnPoint members, you can convert the traditional savings account that you already have for your child into the high-yield OnPoint Savers Account.

It’s never too early to save for the future

We often show children how to spend, whether at the grocery store or by having eCommerce purchases show up at our doorstep. It’s less often that we get the opportunity to show children the value of not spending. Saving for the future is an essential habit that, if cultivated early, can lead to a lifetime of healthy financial practices.

When is a good time to start saving? As soon as a child has some money to save⁠—the exact amount will depend on your comfort level. With the new OnPoint Savers Account, there’s the additional opportunity to show them how their money can grow by saving.

OnPoint Savers Account_two siblings counting coins from their change jar and piggy bank

Start saving today

The OnPoint Savers Account is an excellent introduction to the world of financial responsibility.

Help a child in your life to become more familiar with banking at your local OnPoint Community Credit Union branch.


*OnPoint Savers Account rate of 5.00% APY is accurate as of April 1, 2022 and subject to change. Stated APY is for balances up to $500; balances over $500 earn posted Regular Savings Account rate. Account must be established for members age 17 or younger by parent or guardian with a minimum $25 deposit. Parent or legal guardian must be on the membership and present to open the OnPoint Savers Account. When primary member attains the age of 18, accounts will be converted to Regular Savings Account, earning that account’s published rate at that time. Fiduciary memberships, including UTTMA and Minor Settlement Accounts are not eligible for OnPoint Savers. One OnPoint Savers Account per member/TIN. One $55 bonus per tax ID for new members only. Bonus will be deposited to the new Savers account by the next business day and will be included on a 1099-INT for tax purposes. Cannot be combined with other offers for opening a new membership, such as new branch promotions or Refer a Friend.

The full account balance APY is calculated by combining the 5.00% APY earnings on the first $500 with the standard APY on the remaining balance above $500.
**APY=Annual Percentage Yield.
Federally insured by NCUA

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