OnPoint Savers

Help them grow their holiday earnings with our high-yield savings account for kids.

OnPoint is committed to excellent member experiences.

Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.

Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.

Learn more about becoming a member
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Find help online.

  • Routing number 323075880
  • After hours fraud support
  • Report a lost or stolen card
  • Call member services
  • Freeze credit card
  • Set travel notice
  • Schedule an appointment
Get member assistance.

Making an impact with your OnPoint membership.

We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

community giving

Community giving

We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Learn about our giving story
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Green Horizons

If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Get discounts* for your green lifestyle
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Financial education

Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Explore financial education resources
prize

Supporting teachers

We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.

Learn more about OnPoint Prize
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Friendly and helpful. I was with another bank for 20+ years and have never been treated as well as I have at OnPoint. Thank you.

Kenneth K.

Today’s promotions & featured rates

Start fresh with a lower interest rate and no-fee balance transfer.

Now through February 28, 2022, move your existing higher-rate credit card balance to any of our OnPoint Visa® credit cards and lower your rate or monthly payment with a 1.99% annual percentage rate for 12 months. (See complete terms.) After 12 months, standard variable rates apply, based upon credit qualifications.

woman in home on laptop with OnPoint credit card considering balance transfer

Request your balance transfer today and save.

Learn more and visit your nearest branch

Today’s rates

View all Rates »
as low as
2.49%
APR*
30-year fixed as low as
3.698%
APR*
as low as
8.00%
APR*
Prev Next

Disclosures

* APR = Annual Percentage Rate

Trending Topics

Community Impact Story

To meet a growing and critical need, Rose Haven starts with healing

Oregon has the second-highest rate of people experiencing houselessness in the country, with 35 out of every 10,000 Oregonians lacking shelter, according to the latest Multnomah County’s Point-in-Time Count conducted in 2019. “This is a modest estimate, as the Point-in-Time Count does not account for those displaced by the pandemic and others who remain uncounted because of their desire to …
Read the full article

Financial Advice

15 Easy Ways to Save Money on Groceries

In times of uncertainty, you may want to reduce your monthly expenses to save more money for your emergency fund or for bills that can’t wait. The stay at home orders in both Oregon and Washington have many of us eating at home more often, and driving up grocery bills. Though groceries are a necessity, it’s possible to lower the …
Read the full article

Event

Enhancing your Social Security benefits

As you approach retirement, it is more important than ever to understand the role that Social Security can and should play in your overall retirement income plan. Join our live webinar to learn how Social Security benefits work for you and your spouse, and about the potential opportunities you may have to increase your benefits throughout retirement. This seminar will …
Sign up for the event

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The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

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