When you have money in motion, it can be easy to feel overwhelmed, confused or unsure of what to do. After all, money in motion refers to any time a person needs to make an important decision about their money or when a person receives a windfall—large sum of money they usually don’t have. Financial advisors can help people figure out how to handle circumstances like these or future-proof their finances; finding solutions for those needing guidance.

Here are six common money in motion questions where scheduling a meeting with a Financial Advisor can help determine a path forward:

How should I plan for retirement?

In the decades leading up to retirement, your savings plan might be boiled down to two rules: save as much as possible or withdraw little. However, when you reach the end of your career, you’ll have to shift strategies. You’ll no longer be saving, but living on the money you’ve built up over the years.

Financial advisors can give helpful advice regarding tough questions like how to withdraw money from a pension (a little bit at a time, or all at once?) or when to file for Social Security (as soon as possible, or wait a few years?).

What should I do to plan for college?

There are many options out there for saving for an education, but parents and future students alike can benefit from professional advice regarding available options. Aside from various savings platforms, advisors may be able to offer financial advice regarding reallocating income or assets to put themselves in a better position to qualify for aid.

What do I do after I sell my property?

Anytime someone experiences a windfall, they have several options for how to handle the funds. Aside from which ways to use the windfall, some taxes are associated with property sale windfalls. A Financial Advisor can outline their financial duties, but also highlight recommendations for spending, investing or saving money.

What should my next steps be after I inherit money?

Inheriting money can be an emotional time in your life. Some people’s first reaction may be to spend it quickly and elaborately, while others wonder what their loved one would want them to do with the gift. A Financial Advisor can help recipients weigh their options, which may include paying down student loans, opening a business or buying a home.

How do I make the most of a successful business venture?

One-third of small-business owners don’t have a retirement plan. Of those, 37 percent said they don’t make enough money to contribute to saving for retirement. Financial advisors can help small-business owners create a plan to balance their income from their companies and make retirement contributions.

What should I be considering when going through a divorce?

Divorce is an incredibly stressful life event, and its financial ramifications can impact everything from your immediate expense needs to your long-term savings and retirement goals. Though many people in this situation rely on their tax accountants and divorce lawyers to develop a plan to separate assets, these professionals often do not have the planning experience to determine your lifelong financial needs.

A Financial Advisor with a complete understanding of your household’s finances can identify potential strategies for appropriately splitting assets, as well as how to utilize assets for short-term and long term income needs. They’ll also help you navigate some of the complex tax implications and common mistakes to avoid. Utilizing a Financial Advisor during a divorce can make this difficult situation easier to manage.

Discover how a financial advisor can help.

Do any of these situations apply to you? If you have questions about how to plan for your financial future or what to do with a windfall, reach out to schedule a meeting with a Financial Advisor today.