2025 Cybersecurity Awareness Month
Smart habits, strong security.
The risk of identity theft has grown in part due to our increasing connection to a digital world where our sensitive information is valuable to bad actors. Protect your personal information with a proactive approach to cybersecurity.
Latest trends and topics.
Throughout October, we’ll share content to update you on the latest trends and best practices. Some of the topics we’ll cover include:
Generative AI & cybercrime
Deepfakes and AI automation give scammers powerful new tools to deceive.
Who do scammers target?
Anyone can be a victim—cybercriminals cast a wide net to exploit trust.
Cybersecurity fundamentals
Strong passwords, updates, and caution online form your first defense.
Protect with Digital Banking
Use alerts, card controls, and secure logins to safeguard your money.
Online and in-person resources
October marks Cybersecurity Awareness Month. We’ll take this opportunity to focus on what you need to know to protect your personal information and assets. This month, find resources available to you online and in person, including:
Cybersecurity workshops
Gain skills to defend your information and spot scams by joining our in-person cybersecurity workshops at your local branch near you.
Know the signs. Protect what’s yours.
Your awareness is your strongest defense. Learn how to recognize scams and safeguard your accounts.
Scams and fraud are both forms of deception that disrupt your life and can harm your finances. However, there are key differences that are important to recognize, as they impact your options for recovering funds.
A scam manipulates the victim into willingly providing money or personal information, usually relying on strong emotions such as panic or fear. Fraud involves unauthorized access to personal information without the victim’s knowledge or consent. For example, credit card fraud uses card numbers stolen via data breach or card skimmer to make unauthorized transactions.
It’s generally easier to recover funds lost to fraud. Your financial institution may not have much recourse in the event of a scam.
You might think a scammer would never bother with you. But your personal information matters, no matter who you are. Even if a scammer doesn’t use your information directly, they can sell it on the dark web.
What can they get for your information?
- Social Security Number: $5
- Bank account details: $200+
- Full identity: $1,000+
If something seems unusual about a phone call, text, or email, you should trust your instincts. Is the message:
- Urgent?
- Unexpected?
- Unknown sender?
It’s worth taking a step back to think before acting on the message, as this could be a scam. Here are a few red flags to look out for:
- Someone you know contacts you with a too-good-to-be-true offer.
- Someone you know contacts you via a strange phone number.
- Someone you know starts posting strange offers on social media.
- You get an unexpected call or text from a financial institution, asking you to confirm your PIN, password, or other account details.
- You get a text from the DMV or IRS threatening jail time or fines.
Digital Banking can be a powerful tool for securing your information online. First, here’s how to secure Digital Banking itself:
- Change your password regularly
- Use unique passphrases and usernames
- Activate multifactor authentication, such as biometrics or single-use codes. · Avoid public WiFi networks―consider using a Virtual Private Network (VPN).
- Keep your software and operating systems updated
- Keep your Mobile Banking app updated
Here’s how you can leverage Digital Banking to increase your cybersecurity:
- Set up Account Alerts
- Check balances, transactions, login attempts, wires, and password changes
- Establish Push Notifications for certain alerts
- Use Secured Messaging to contact us when you aren’t certain
- Review transactions regularly – look for anything odd, even small amounts
- Use Card Manager to quickly lock lost cards
- Sign up for eStatements – reduce risk of stolen paper statements
Information security is a shared responsibility.
Learn more about what we do to protect you and what you can do to protect your personal information. Preventing identity theft and other forms of online fraud protects your finances and can give you peace of mind. Practicing good habits online can save you time and money in the long run.
Information is power. Be Proactive about personal cybersecutiy.
Download the OnPoint guide to cybersecurityDisclosures
OFFICIAL TERMS AND CONDITIONS
2025 #STAYONPOINTWITHSCAMS PROMOTIONAL SWEEPSTAKES PRIZE DRAWING
ONPOINT COMMUNITY CREDIT UNION
PO BOX 3750
PORTLAND, OR 97208-3750
- No purchase is necessary. All entries have an equal chance of winning.
- Promotion Period: The Sweepstakes will run from October 6, 2025, through October 31, 2025. One scam will be spotlighted each week during this period. One winner will be selected each week for a total of four (4) winners throughout the promotion.
- How to Enter: During the promotion period, entrants may enter the Sweepstakes online by liking and commenting on our promotional post.
Automated or robotic entries submitted by individuals or organizations will be disqualified. Internet entry must be made by the entrant. Any attempt by an entrant to obtain more than the stated number of entries by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to, commercial contest/sweepstakes subscription notification and/or entering services, will void entrant’s entries and that entrant may be disqualified. Final eligibility for the award of any prize is subject to eligibility verification as set forth below. All entries must be posted by the end of the Promotion Period in order to participate. OnPoint’s database clock will be the official timekeeper for this Sweepstakes.
- Prize: Each week during the Promotion Period, one (1) winner will be randomly selected to receive a $100 deposited in their OnPoint account, as selected at the sole discretion of OnPoint Community Credit Union. A total of four (4) winners will be awarded across the Promotion Period.
- Prize Drawing Details. Each week, OnPoint will randomly select one (1) winner from all eligible entries submitted during that week. The winners will have three (3) business days to confirm and arrange receipt of the prize. If a winner does not respond to claim the prize or is unable to use the prize as awarded, OnPoint reserves the right to select a new winner according to a subsequent random drawing as outlined in this Terms & Conditions document. See below for prize values. All federal and state taxes and all other expenses relating to the prize(s) are the sole responsibility of the winners. No prize substitutions or transfers are permitted except at the sole discretion of OnPoint. Odds of winning depend on the number of eligible entries received during the promotion period.
- Notification: Winners do not need to be present to win. Arrangements for prize distribution will be made via social media, dependent upon submission platform (Facebook or Instagram). Winners will have three (3) business days from notification to accept the prize and arrange receipt by contacting OnPoint’s Marketing department at 800.527.3932 ext. 5268. THE WINNERS will be responsible for transporting the prize from OnPoint’s premises if necessary. If the selected winner fails to claim or use the prize package, no alternate prize will be provided. By accepting and/or using a prize, the winner agrees to the use of his/her name and likeness for the purpose of advertisement, social media, trade, or promotion without further compensation, unless prohibited by law.
- Acceptable Entries: Individuals are not limited to the number of entries they submit to the #StayOnPointWithScams Sweepstakes Prize Drawing. They may enter unlimited times online via Facebook or Instagram. Each eligible member of a household may also enter via any of the available entry methods within the contest app. Only four prizes will be awarded in the contest.
- General Conditions: By participating in the 2025 #StayOnPointWithScams Promotional Sweepstakes Prize Drawing, entrants agree to indemnify and hold harmless OnPoint and its respective agents, representatives, affiliates, subsidiaries and employees from any injuries, losses, damages, claims and actions of any kind resulting from or arising from participation in the #StayOnPointWithScams Promotional Sweepstakes Prize Drawing or acceptance, possession, use or inability to use the prize that may be awarded. OnPoint is not responsible for printing or typographical errors on any #StayOnPointWithScams Promotional Sweepstakes Prize Drawing-related materials; or for stolen, lost, late, misdirected, damaged, incomplete or illegible entries. If in OnPoint’s opinion, there is any suspected or actual evidence of tampering with any portion of the #StayOnPointWithScams Promotional Sweepstakes Prize Drawing, or any action that affects the administration, integrity, security, fairness or proper conduct of the #StayOnPointWithScams Promotional Sweepstakes Prize Drawing, OnPoint reserves the right at its sole discretion to disqualify any individual who tampers with the entry process and void any entries OnPoint believes have been submitted fraudulently, to modify or suspend the #StayOnPointWithScams Promotional Sweepstakes Prize Drawing, or terminate the #StayOnPointWithScams Promotional Sweepstakes Prize Drawing and conduct a random drawing to award the prize using all non-suspect entries received as of the termination date. For notification of the prize winner, send a stamped, self-addressed envelope to OnPoint Community Credit Union, PO Box 3750, Portland, OR 97208-3750, Attn: Marketing Services – 2025 #StayOnPointWithScams Promotional Sweepstakes Prize Drawing after the end of the promotion period. Notification will be available to requests received on or before October 31, 2025.
- Eligibility: The #StayOnPointWithScams Promotional Sweepstakes Prize Drawing is open to all legal residents of Oregon and Washington who are age eighteen (18) years or older as of October 6, 2025. Any current or past members of OnPoint must have/had their account in good standing and have not caused a loss to the credit union in order to receive winnings. OnPoint employees, board members, volunteers, immediate family members and individuals living in the same household are ineligible. Void where prohibited or restricted by law. The #StayOnPointWithScams Promotional Sweepstakes Prize Drawing is subject to all applicable federal, state, local laws and regulations, and applicable taxes. By participating, entrants agree to these official rules and accept decisions of OnPoint as final in all matters relating to this promotion. Previous winners of any OnPoint prize valued at more than $600, including their immediate family members and individuals living in the same households are ineligible. Membership in OnPoint is not required to enter the #StayOnPointWithScams Promotional Sweepstakes Prize Drawing.
