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Up to $5,000 to your organization of choice

The holiday season is a time for helping others, and we invite you to share which non-profits are doing meaningful work in our community.

OnPoint is committed to excellent member experiences.

Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.

Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.

Learn more about becoming a member
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Find help online.

  • Routing number 323075880
  • After hours fraud support
  • Report a lost or stolen card
  • Call member services
  • Freeze credit card
  • Set travel notice
  • Schedule an appointment
Get member assistance.

Making an impact with your OnPoint membership.

We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

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Community giving

We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Learn about our giving story
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Green Horizons

If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Get discounts* for your green lifestyle
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Financial education

Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Explore financial education resources
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Supporting teachers

We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.

Learn more about OnPoint Prize
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Friendly and helpful. I was with another bank for 20+ years and have never been treated as well as I have at OnPoint. Thank you.

Kenneth K.

Today's promotions & featured rates

Get the most out of your savings.

Bundling with OnPoint is now even more rewarding. Earn 3.00% APY (annual percentage yield) on your first $100,000 when you upgrade your savings to the new Premium Bundle Rewards Savings account.

Plus, like all OnPoint savings accounts, access your funds any time through Digital Banking, or at the branch or ATM. Additional products and services are required to qualify for the Premium Bundle Rewards Savings account.

Get complete details
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Earn up to 3.00% APY with Premium Bundle Rewards Savings

Earn 3.00% annual percentage yield on your first $100,000, then 1.50% APY on your remaining balance. Click below for details and complete terms and conditions.

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Today’s rates

View all Rates »
as low as
5.24%
APR*
5/5 ARM (adjustable rate mortgage) as low as
6.334%
APR*
as low as
11.75%
APR*
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Disclosures

* APR = Annual Percentage Rate

Trending Topics

Community Impact Story

$100,000 in donations for Giving Tuesday

As part of our annual holiday giving campaign, OnPoint is donating $25,000 to each of these three organizations dedicated to providing food security, day shelter and valuable resources to underserved communities in the Portland metro area: Habitat for Humanity of Oregon, Blanchet House and New Avenues for Youth. We also found additional donation opportunities for community partners throughout our region. …
Read the full article

Infographic

8 tips to protect yourself from holiday fraud

Holiday shopping is exciting, and it’s fun finding the perfect gift for someone you love. Many businesses offer incredible deals online and in-store during this season and you may be delighted to find an excellent price for the gifts on your list.

At the same time, you need to stay vigilant against fraud while shopping.

Download the infographic

eBook

The OnPoint guide to financial wellness

Determining where to start and consistently prioritizing financial growth is challenging. If you’ve decided to dedicate time to improving your understanding of finances, you likely have a goal. Enhancing your knowledge of finances can help you achieve it. Even if you don’t know your goal, that’s ok too—we can help you make one.

The best part? It’s free.

Read the eBook

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The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

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