Welcome to OnPoint Credit Union

onpoint giving 2024 social giving commujnity onpoint community credit union

Celebrating community impact

OnPoint invites you to honor community nonprofits this holiday season. Let us know by December 13 who’s making an impact in our community for a chance to win up to $5,000.

OnPoint is committed to excellent member experiences.

Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.

Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.

Learn more about becoming a member
Araceli smiling in front of member services station at Beaverton Branch

Find help online.

  • Routing number 323075880
  • After hours fraud support
  • Report a lost or stolen card
  • Call member services
  • Freeze credit card
  • Set travel notice
  • Schedule an appointment
Get member assistance.

Making an impact with your OnPoint membership.

We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

teen girl gives presentation as part of Girls Inc. involvement

Community giving

We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Learn about our giving story
electric car

Green Horizons

If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Get discounts* for your green lifestyle
husband and wife looking at accounts on laptop at home

Financial education

Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Explore financial education resources
2022 OnPoint Prize finalists with awards at reception

Supporting teachers

We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.

Learn more about OnPoint Prize
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My mom has been a member since the late 1940s, I have been a member since the mid 1990s. We are very happy with their service. They are very helpful and accurate with their advice and actions. They are accommodating with my mom who now is 103. They know we are not wealthy but they still treat us like we are valuable to them. They take time, are patient, and sometimes go beyond what we expect. We have had NO complaints over all these years!

- Toby C.

Today's promotions & rates.

OnPoint Rewards

There are lots of ways to save with us and all of them are rewarding. Earn benefits and discounts on the services you use.

Qualifying is simple! All you need is an OnPoint checking account with at least six transactions per calendar month or 10 years of membership with OnPoint. Start earning rewards effortlessly and enjoy exclusive benefits tailored for our loyal customers.

Learn more
membership rewards campaign 2024 onpoint rewards

Check out some of the rewards you will receive!

  • Access to greater earnings with Loyalty Savings and Premium Savings.
  • 0.25% annual percentage yield increase on any published CD rate1
  • 0.25% off consumer fixed annual percentage rate loans2
  • Access to 2% cash back with the OnPoint Signature Visa® Cash Back credit card.
  • Up to $175 off a Home Equity Line of Credit3
  • Up to $800 off the closing costs of a mortgage purchase or refinance4
Learn more

Today’s rates

View all Rates »
as low as
6.24%
APR*
30-year fixed as low as
6.569%
APR*
as low as
12.50%
APR*
Prev Next

Disclosures

* APR = Annual Percentage Rate

 

Trending Topics

Community Impact Story

College Possible: Breaking down barriers to higher education

College Possible is working to close the college degree gap by providing resources to young people in Oregon who are likely to thrive given the right opportunities. Since 2012, the organization has provided college access and success programs that have supported more than 2,600 students throughout the state. Most of them are first-generation college students, and 73% of them identify …
Read the full article

Financial Advice

Tips for downsizing your life and reducing your expenses

Regardless of your current financial health, finding ways to reduce unnecessary spending in your life can always be beneficial. Who wouldn’t want to save a bit more money for a vacation or cut back on unneeded expenses? Before you can make cuts, you need to identify exactly where your money is coming from and going toward. Creating (or updating) a …
Read the full article

Financial Advice

How to cancel auto-renewal on subscriptions

Like many people, you likely have multiple subscriptions set to auto-renew monthly, quarterly or annually. These might be subscriptions to online magazines or newspapers, streaming content services, subscription boxes or merchant services like Amazon Prime. While these are all valuable services, losing track of your subscriptions is easy until you see the charge on your monthly credit or debit card …
Read the full article

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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