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Put your home's equity to work.

Unlock your potential with an EquityFlex Line of Credit from OnPoint.

OnPoint is committed to excellent member experiences.

Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.

Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.

Learn more about becoming a member
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Find help online.

  • Routing number 323075880
  • After hours fraud support
  • Report a lost or stolen card
  • Call member services
  • Freeze credit card
  • Set travel notice
  • Schedule an appointment
Get member assistance.

Making an impact with your OnPoint membership.

We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

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Community giving

We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Learn about our giving story
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Green Horizons

If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Get discounts* for your green lifestyle
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Financial education

Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Explore financial education resources
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Supporting teachers

We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.

Learn more about OnPoint Prize
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Friendly and helpful. I was with another bank for 20+ years and have never been treated as well as I have at OnPoint. Thank you.

Kenneth K.

Today's promotions & featured rates

We’re celebrating our first year in Fred Meyer with special offers!

Save big with special offers on checking, credit cards, loans and mortgages now through July 30, 2022—and only at our new Fred Meyer branches.

Plus you can enter for a chance to win a $100 OnPoint gift card. We’re giving one away each week at every Fred Meyer branch through July 30! (Click for complete terms and conditions.)

Stop by one of our 20 new locations on your next shopping trip and find out what it means to be a member.

Learn more and visit us in Fred Meyer
Exterior of Hazel Dell OnPoint Fred Meyer branch

Visit your nearby OnPoint Fred Meyer location

We know that when you want to talk with someone about your finances, there’s no better way than to meet in-person. With 20 branches open inside Fred Meyer locations in Oregon and SW Washington, it’s easier than ever to find an OnPoint near you.

Find a branch near you

Today’s rates

View all Rates »
as low as
3.24%
APR*
5/5 ARM (adjustable rate mortgage) as low as
4.519%
APR*
as low as
8.75%
APR*
Prev Next

Disclosures

* APR = Annual Percentage Rate

Trending Topics

OnPoint News

GreenPath⁠—now helping OnPoint members achieve financial wellness

Together with GreenPath Financial Wellness, OnPoint will provide members with confidential, and complimentary one-on-one financial counseling, debt management services and financial education resources. OnPoint members now have access to Financial Wellness Experts who can help members eliminate financial stress, get out of debt, increase savings, and achieve financial goals. GreenPath Financial Wellness provides: Credit report review. It helps members understand …
Read the full article

eBook

The OnPoint guide to financial wellness

Determining where to start and consistently prioritizing financial growth is challenging. If you’ve decided to dedicate time to improving your understanding of finances, you likely have a goal. Enhancing your knowledge of finances can help you achieve it. Even if you don’t know your goal, that’s ok too—we can help you make one.

The best part? It’s free.

Read the eBook

Financial Advice

Loans 101⁠—which loan is best for you?

A loan can help people in a variety of situations⁠. As consumer debt reached a new all-time high in 2021, you may be one of the many people considering a loan to fund education, a car, a home, a business opportunity, an emergency, or to consolidate debt. Choosing the right loan for your needs and financial situation is essential whenever …
Read the full article

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