Loans Lending
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- How can I set up purchase alerts on my OnPoint Visa credit card?
- Can I use my Visa Credit Card when traveling?
- How can I request an increased credit card limit?
- How do I view or access the rewards points on my Business Visa Credit Card?
- How can I initiate a credit card balance transfer request?
- How can I dispute a charge on my credit card?
- Can I make my credit card payment online?
- What is the Security Code for my debit card?
- What is the exchange rate when I use my Visa Debit Card in a foreign country?
- Do you offer any prepaid or gift cards?
- Do you offer a rewards program for any of your credit cards?
- How do I view and redeem my Visa credit card rewards points?
- How do I set a travel alert?
Mortgage
- Does OnPoint offer property or land loans?
- Can I view mortgage information in Digital Banking?
- Do you offer reverse mortgages?
- At what point during the home buying process should I speak to a lender?
- What is the difference between mortgage prequalification and preapproval?
- How can I check the status of my home loan?
- What should I bring with me to my mortgage appointment?
- Can I apply for a mortgage before I find a property to purchase?
- How are mortgage interest rates determined?
- Do you have a list of foreclosed homes for sale?
- Are there any deals for first time homebuyers?
- Should I pay discount points in exchange for a lower interest rate?
- What are closing costs?
- Does OnPoint offer FHA or VA loans?
Home Equity
- What can I use an EquityFlex Line of Credit or Fixed Portion option for?
- What are the fees for an EquityFlex Line of Credit?
- Is the interest on my EquityFlex Line of Credit or Fixed Portion option tax deductible?
- How do I determine how much equity I have in my home?
- What is equity?
- Can I build equity faster and pay off my mortgage with an EquityFlex Line of Credit or Fixed Portion option from OnPoint?