- Winter Skip Pay
  This winter, choose to skip your December 2025 or January 2026 payments on eligible loans. It’s a simple way to free up some funds—whether you’re planning a winter getaway, a DIY home project, or need a little extra breathing room due to unexpected holiday expenses.
  Learn more
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- OnPoint Business Rewards
  Improving your business is a constant pursuit. Our OnPoint Business Rewards offer discounts and bonuses to help you cut costs and streamline your needs. With the potential to earn more for your business and save more with loan and account perks, OnPoint Business Rewards could be right for you!
  Learn more
LEARN ABOUTRates Business financing options
Investments
- Investing in meaningful local impact.
  Each year, OnPoint supports organizations that make a difference in our communities. So far, in 2025, we contributed to 340+ local nonprofits focused on education, housing, and well-being—all made possible by our members.
  Support your community
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News. Advice. Community.

OnPoint News
2021 Winners of the OnPoint Scholar Program
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Financial Advice
What to do if you’re not on track for retirement
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Employee Spotlight
Spotlight Interview with Maritza Rich
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Employee Spotlight
Spotlight Interview with Laurissa Bybee
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Employee Spotlight
Spotlight Interview with Marlen Mendoza
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Community Impact Story
Help Decide the Winner of OnPoint’s $5,000 Community Builder Award
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OnPoint News
Honoring Educators During Unprecedented Challenges
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OnPoint News
Working Hand-in-Hand to Close the Achievement Gap
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OnPoint News
Freshman Year During a Pandemic with Scholar-Athlete Rachel Manness
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