A Smart Path to Homeownership

« Back to blog
A Smart Path to Home Ownership

Buying your first home is a big step in your financial life and it may seem to be a far-off goal at times but with the right information, resources and planning, you can educate yourself and create a smart path to homeownership.

Knowing your financial picture is important. This means having an established budget and money management system. If you don’t know where to start, OnPoint partners with Balance Financial Fitness to provide our members with a wealth of resources, money management tools, and counseling to help you with financial challenges like setting a budget for buying a home.

Understanding the home buying process is important, too. OnPoint supports the work of the Portland Housing Center, which provides education and counseling services for prospective homeowners, free of charge. Similar programs exist in many communities so don’t hesitate to reach out for advice.

To learn more about financing, look for a lender that you feel comfortable with and one that offers first-time homebuyer options like OnPoint’s Just for Starters or Homeroom mortgage programs. Meeting with your lender early will allow you to determine how much you can spend and provide you with pre-approval. This will start off your house hunting on the right foot and you’ll be ready to put in an offer at the first can’t-miss opportunity.

Home Buyer’s Seminars

Learn from the mortgage professionals at OnPoint about the home buying process, the resources available to you, and how OnPoint can make navigating the process fast and easy. A real estate agent will also be available to answer any questions you may have.

See a list of upcoming Home Buyer’s Seminars. We hope you’ll join us!

Posted by: Sarah Sims, Marketing Specialist | Marketing Services

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

You are leaving OnPoint Community Credit Union.

The website you are about to visit is the responsibility of the party providing the site. Any transactions you enter into through this third-party site are solely between you and that vendor, merchant or other party. OnPoint’s Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of this site.

Cancel Accept